Our Rates

Morton Credit Union offers competitive rates for deposits as well as loan products. If you want to see how rates affect your deposits or loans check out our calculators.
Our rates posted are current, however they are subject to change without prior notice.

Savings Rates

Loan Rates

Saving Rates

Last updated March 15, 2023
RATES SUBJECT TO CHANGE WITHOUT NOTICE
APR = Annual Percentage Rate APY = Annual Percentage Yield

Account Type

Rate

APY

Regular Shares

0.20

Christmas Club

0.20

Money Management

0.50

Share Certificates

Rate

APY

6 Month

0.50

12 Month

0.60

18 Month

0.60

24 Month

0.80

Loan Rates

Last updated January 1, 2023
RATES SUBJECT TO CHANGE WITHOUT NOTICE
APR = Annual Percentage Rate

New Vehicles

2024 – 2025*

A

B

C

D

84 Months

7.0%

8.0%

72 Months

7.0%

8.0%

9.0%

10.0%

60 Months

7.0%

8.0%

9.0%

10.0%

*72 Months only if auto has never been titled
*84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Used Vehicles

A

B

C

D

2021-2023

Up to 60 Months

7.5%

8.5%

9.5%

10.5%

2016-2020

Up to 48 Months

7.5%

8.5%

9.5%

10.5%

2015 & Older

Up to 36 Months

7.5%

8.5%

9.5%

10.5%

Signature Loan

A

B

C

D

up to $500

12 Month Term

9.50%

10.50%

11.50%

12.50%

$501 – $1500

24 Month Term

9.50%

10.50%

11.50%

12.50%

$1501 -$7500

36 Month Term

9.50%

10.50%

11.50%

12.50%

Shared Secure Loans

up to 72 Months

4.00 %

Overdraft Protection
Loan

18.00 %